We are proud to have been at the service of Kiwi families for almost three decades!

Our Story
Founded in the early 1990’s, Mortgage Link was one of the first mortgage adviser groups to be established in New Zealand and played a vital part in the development of the industry. We are 100% New Zealand owned and operated, with over 40 locations across the country all the way from Northland down to Central Otago. As a market leader in financial advice, we are proud to have helped thousands of Kiwis with their home financing needs.

Mortgage Link recently expanded its service offering in 2016 through the establishment of its sister company Insurance Link, which was set up to complement its mortgage products by providing the most comprehensive range of insurance options from the very best insurance providers. Making sure that Kiwis make good, informed decisions about how to protect what matters to them. 

What we offer

Our experience and knowledge will ensure that you are offered the most competitive and appropriate options available from banks and other lending institutions. We have stood the test of time due to the fact that we take the time to understand our client’s financial objectives, so that we are able to create a unique solution specific for their needs. We have always kept in mind our goal of helping Kiwis make smart financial decisions that will save both time and money.

From the first home buyer through to the experienced investor, we look forward to talking through further details with you.

Interested in becoming an Adviser? Click here to find out more about joining our family! 

About Mortgage Link Otago

We’re here to help

Meet the Otago team

We are a team of 12 working from our office at level 1, 116 Stuart Street, Dunedin and are available in Mosgiel by appointment. We are registered financial advisers under government regulation.

Modern day life seems to be hectic, trying to juggle the work vs family life balance plus buying a home can be stressful. We pride ourselves on the quality of our advisers and working as a team ensures there is always someone available to help you. Specialist Advisers cover all aspects of lending including Residential lending, Business or Commercial lending, Equity Release and insurance.

Mortgage Link Otago Ltd was established in 1996 so we have plenty of experience to help you achieve your property dreams. As we get paid a fee from the bank if you draw down a loan through us we do not charge you for our service.

We also have non bank options for clients who may not fit with the main stream banks due to poor credit history, not being able to prove their income, the bank just doesn’t want to approve or the lending ratio doesn’t fit within the reserve bank rules. In some of these cases a fee may be charged however this is always discussed before you enter into any agreement. 

Our aim is to work with you for the lifetime of your loan to help you achieve your goals and pay the least amount of interest possible. We carefully listen to your needs and make recommendations based on your circumstances. With the right advice you can save thousands of dollars over the life of your loan.

Administration Team

Working as a team

Based in Dunedin we cover Otago from the North to South Otago area although we can work with anyone in New Zealand or overseas and have received industry recognition by receiving many awards. In our Dunedin office we proudly display these awards.

Included are:

We are strong supporters of the local community and are proud supporters of Hospice, the Taieri Cricket Club, Taieri Lakes Golf Club, Taieri Rugby Club, East Taieri School and Otago Childcare Centre.